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Pay at your own pace starting at 0% APR

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into monthly payments with no hidden fees. And for a limited time, get as low as 0% APR.

Choose up to 12 monthly payments for a limited time. See footer for details

For example, a $1,000 purchase might cost $90.26/mo. over 12 months at 15% APR.

  • 1. Fill your cart

    Fill your cart

    Select Affirm at
    checkout, then enter a
    few pieces of info for a
    real-time decision.

  • 2. Choose how you pay

    Complete your purchase

    Pick the monthly payment
    plan you like best. You’ll
    never pay more than
    you agree to up front.

  • 3. Pay over time

    Pay over time

    Make payments at
    affirm.com or in the Affirm
    app. You’ll get email and
    text reminders.


Just select Affirm at checkout

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparant

Affirm tells you up front the total amount you’ll pay. That number will never go up.

Simple

You choose the payment schedule that works for you.

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

Rates from 0–36% APR.  For example, a $1,000 purchase might cost $83.33/mo over 12 months at 0% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.

FAQs

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.


How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.


Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.


Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.


Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.


Where can I learn more about Affirm?

You can visit their website at affirm.com.